Saturday, May 23, 2020

Got corona medicine, work started on making 4 crore vaccine in first batch.

New Delhi: In the war with Corona, science has its own problems. Like the time taken in any clinical trial, but now to reduce this time, work is being done in this direction by increasing the number of samples ie Volunteers. For this, an army of 10,000 corona commandos is being prepared, which together will do all the work of corona. In whose body, the drug against the corona will create such ammo that the corona will be awe.


The news of the elimination of Corona may ever come from Britain. Researchers at Southampton University have started recruiting 10,000 volunteers for clinical trials, whose effects on drug use will be seen on the body. Work on this vaccine is going on since the beginning of this year i.e. January. The good thing is that from the beginning till now everything has been fine and this medicine has shown very good effect on chimpanzee, after which now the human trial is going to start. To reduce the time of this trial, so this trial will be done on more than ten thousand people.

The good thing is that the results of the first phase have been very good, after which now the floor in the battle with Corona has started. The confidence of scientists shows that they can succeed soon. Work began on the vaccine in January, using viruses derived from chimpanzees and is the same drug developed by the Jenner Institute of the University of Oxford and the Oxford Vaccine Group.

The next phase will require the elderly, adults and children. On which these trials will be done on a large scale.

250 people aged 18-55 who have come in contact with infected people
120 people who are over 70 years old
Another group of 250 healthy people at least 55 years of age
Scientists want to do research on people of different ages so that the effect on our body immunity can be investigated. Also, the difference in the body of older people and children can also be known and information about its side effects on the body of people of all ages. In the second and third rounds of the trial, one or two doses of ChAdOx1 or MenACWY will be given. You will be surprised to know that the ChAdOx1 drug is made from a weaker version of a common cold virus of a chimpanzee. However, when it goes into human body, then it will work as medicine, not disease. It will be combined with genes that make proteins from the Kovid-19 virus. Meaning that the proteins through which the virus makes its way into the body, will go directly to these proteins and add these drugs.

Scientists have shown so much confidence about this drug that the agreement to make this drug has already been done and a reputed pharma company like Astragenka has already started work on making 4 crore vaccines in the first batch.

Friday, May 22, 2020

How much can the EMI of your home-car loan be reduced after the RBI rate cut, here information.

If banks give the benefit of rate cut by RBI to customers, then you can know how much your EMI can be reduced here.

New Delhi: The Reserve Bank has cut the repo rate and reverse repo rate to give relief to people in Corona crisis. The repo rate has been reduced from 0.40 per cent to 4 per cent and the reverse repo rate has been reduced from 3.75 per cent to 3.35 per cent. Now if banks give the benefit of this rate cut to the customers then their loans can be cheap and EMI can be reduced.


If banks give the benefit of rate cut to customers, then the EMI of your home loan, car loan, personal loan can be reduced. Here, through an example, you can know how much your loan EMI is going to decrease.

Home loan will benefit
If banks will give you the benefit of 0.4% reduction, then there can be a good reduction in the EMI of your home loan. To understand this with an example,



Suppose you have taken a home loan of Rs 35 lakh for 20 years, on which the current SBI interest rate is 7.35 percent. Its monthly EMI sits at Rs 27876 and the total interest on this loan is sitting at Rs 31,90,148, then after reducing the rates, the interest will be 6.95 per cent instead of 7.35 per cent. In this way, the total interest for your 20-year loan of Rs 35 lakh will be Rs 29,87,324 and your EMI will be reduced to Rs 27031, ie your EMI will be reduced by Rs 845 per month and the total interest will also be around 2.02. Lakh rupees will be reduced.

How much will be the benefit on a car loan
The current interest rates of car loans are between 8.55 per cent to 10.15 per cent. Different banks have different auto loan interest rates and if banks benefit from the 0.40 per cent rate cut of RBI, then their loans can also be 0.4 per cent cheaper.

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